Pursuant to Chapter 45, Florida Statutes, the Clerk & Comptroller will conduct the judicial sale after all legal requirements have been met. By law, the Clerk & Comptroller's office cannot provide legal advice or otherwise tell you how to proceed with your case. Since judicial sales are advertised and open to the public, you may go on the Pasco Realauction Website in advance to observe a sale taking place. This will give you an idea of what to expect.
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The statutory fee for a judicial sale is $70. The statutory fee for the electronic sale is $70. These fees must be paid to the Clerk & Comptroller before the sale. The sale will be cancelled if these fees are not paid.
Pasco County judicial foreclosure sales are held online on the Pasco Realauction website.
Anyone may bid on a property; however, bidders must register on the Pasco Realauction website and place a deposit with the Clerk & Comptroller before the sale.
Potential bidders should place on deposit adequate funds for anticipated bidding for future dates. Before participating in a sale, the bidder must have on deposit with the Clerk & Comptroller a minimum amount that is at least 5% of the estimated high bid for each property the bidder anticipates winning at the sale. The amount of the deposit will be applied to the winning bidder's final bid amount.
Funds placed on deposit may be made by ACH (electronic check), wire transfer, cash, or certified cashier's check. Note: ACH deposits require four full business days to settle in the Clerk & Comptroller's account. Wire transfers require at least one full business day to settle in the Clerk & Comptroller's account. Deposits made via ACH or wire transfer must be settled and cleared in the Clerk & Comptroller's account before the start of a sale to bid on a property. Deposits made by cash or certified cashier's check must be delivered to the Clerk & Comptroller's Office no later than 5 p.m. ET the business day before the foreclosure sale.
Final payment may be made by wire transfer, cash, certified cashier's check, or by transferring funds from the bidder's Realauction deposit account via the Realauction Website. All forms of payment must be received no later than 4 p.m. ET the day of the foreclosure sale.
When the sale is completed, and there are no objections to the sale or other pending matters with the Court that are related to the sale, the Clerk & Comptroller will issue the Certificate of Title that is provided by the purchaser, after 10 full days have elapsed from the date of the Certificate of sale (or as otherwise directed by the Court). The Certificate of Title is recorded and transfers ownership of the property in the official records.
A person claiming a right to funds remaining after the sale must file a claim with the Clerk & Comptroller no later than 60 days after the sale. A statutory reopen fee of $50 must accompany the claim if a case is in a closed status greater than 90 days or a reclosed status greater than 30 days.
You may complete and file an Application for Determination of Civil Indigent Status with the Clerk & Comptroller, Civil Department. If found indigent, the filing fee will be waived. If you are found not indigent, you may enter into a Payment Plan Contract. The Payment Plan Contract allows you to pay the filing fee in smaller, monthly payments. A service fee of $25 will be added upon the entrance of the Payment Plan Contract.